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Is there any point in making money?


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Yea so I'm just getting into this games crafting/economy... I've made some cash through quarts and selling unsealing charms from my crafting guild. I have about 2 gold right now and can pretty much afford any expenses that have come up from lvl 20 to 32. Should I continue making money, or is it a waste time? From what I can tell, there really is no point as you basically get everything you need, and quests provide enough money for the few expenses such as transformation stones. Is there some sort of late game need for money? Thanks for the help. 

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